Own Damage Two-Wheeler Insurance
Own Damage Insurance covers your two-wheeler against unexpected damages caused by accidents, theft, fire, natural disasters, and vandalism. Unlike third-party insurance, it focuses on protecting your vehicle — giving you peace of mind every time you ride.
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Protect your bike from unexpected expenses with Own Damage Two-Wheeler Insurance. This standalone policy provides coverage for damage to your two-wheeler due to accidents, theft, fire, natural calamities, and man-made disasters.
Any two-wheeler owner who wants to ensure complete protection of their vehicle should opt for this cover. If your bike is new or expensive, this insurance is highly recommended
About Bima Planet Own Damage Two-Wheeler Insurance
A standalone “Own Damage” policy that protects your bike from the cost of damages to your own vehicle—perfect for bike owners wanting more than just third-party cover.
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Why Choose Bima Planet for Own Damage Two-Wheeler Insurance?
- Instant Policy – Quick and easy online policy issuance.
- Top Insurers – Compare plans from trusted companies.
- Claim Support – Fast and smooth claim assistance.
- Add-on Covers – Customize your policy as needed.
- Low Premiums – Affordable pricing with great benefits.
Benefits of Own Damage Two-Wheeler Insurance
Own Damage Two-Wheeler Insurance offers financial protection against unexpected events that can damage your vehicle. It helps you avoid large repair costs and gives you peace of mind every time you drive.
Covers Accidental Damage
Pays for repair costs if your car gets damaged in an accident, helping you avoid out-of-pocket expenses.
Theft Protection
Offers full compensation if your car is stolen or suffers total loss, reducing financial burden.
Covers Natural & Man-Made Disasters
Protects against damages caused by fire, floods, earthquakes, riots, or vandalism.
Peace of Mind
Drive stress-free knowing your car is financially covered against multiple risks.
Drive Without Worries – Enjoy the Full Protection Your Two-Wheeler Deserves
- Covers Accidents – Repair cost after road mishaps.
- Theft Cover – Compensation if your car is stolen.
- Disaster Protection – Covers fire, flood, and riots.
- Add-on Options – Customize your coverage easily.
- Peace of Mind – Drive stress-free every day.
Frequently Asked Questions
Own Damage Two-Wheeler Insurance covers the repair or replacement cost of your vehicle if it’s damaged due to an accident, theft, fire, natural disaster, or other unexpected events. It gives you financial security and keeps your Two-Wheeler protected beyond basic third-party coverage.
What is covered under Own Damage Two-Wheeler Insurance?
It covers accidental damage, theft, fire, natural calamities (like floods, storms), and man-made damages (like riots or vandalism).
Is Own Damage insurance mandatory?
No, it’s not mandatory. Only third-party insurance is required by law, but Own Damage gives additional protection for your own car.
Can I buy Own Damage insurance separately?
Yes, if you already have third-party insurance, you can purchase a standalone Own Damage policy.
How is the premium for Own Damage calculated?
It depends on your Two-Wheeler make, model, age, location, and the Insured Declared Value (IDV) of your vehicle.
Can I enhance my coverage with add-ons?
Yes, you can add covers like zero depreciation, engine protection, and roadside assistance for better protection.
