Building Insurance
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Building Insurance is a type of property insurance that covers the physical structure of your home, apartment, office, or commercial property against unforeseen damages. It protects you from financial loss due to fire, floods, earthquakes, storms, explosions, vandalism, and other accidental events. The policy typically includes coverage for permanent fixtures like walls, ceilings, flooring, wiring, plumbing, and more.
Having building insurance ensures that in case of any structural damage, you won't have to bear the high cost of repairs or reconstruction out of pocket. It is especially beneficial for homeowners, landlords, and residential societies looking to safeguard their real estate investment. With the right policy in place, you can maintain the value and safety of your property with confidence.
About Bima Planet Building Insurance
Bima Planet Building Insurance is a reliable and comprehensive policy designed to protect the structure of your property from unexpected damages. Whether it's your residential home, apartment, office, or commercial building, Bima Planet offers strong financial security against risks such as fire, earthquake, floods, storms, and other natural or accidental hazards.
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Why Choose Bima Planet Building Insurance?
- Fire, lightning, and explosion damage
- Earthquake and natural calamities
- Floods, storms, and water leakage
- Vandalism and malicious damage
- Damage due to falling trees or construction accidents
- Coverage for permanent fixtures and fittings
Secure Your Shipments with Bima Planet Building Insurance
While building insurance is known for protecting the physical structure of your property, Bima Planet Building Insurance goes a step further by offering optional coverage that helps safeguard your valuable goods and materials during movement and storage—especially useful during renovation, relocation, or construction work.
Transit Protection for Building Materials
Covers raw materials, construction items, or renovation supplies while they’re in transit to or from your property.
Safeguards During Renovation & Repairs
Protects your assets when you’re shifting equipment, fixtures, or furniture during building maintenance or upgrades.
Storage & Handling Risk Coverage
Includes optional protection for items stored temporarily in warehouses or on-site before installation.
Extended Fire & Theft Coverage
Shields your shipments from losses due to fire, burglary, or accidental damage during transportation.
Key Benefits of Bima Planet Building Insurance
- Complete Structural Protection
- Protection from Natural Calamities
- Affordable Premiums
- Customizable Policy Options
- Quick & Hassle-Free Claims
- Ideal for Homeowners, Landlords & Societies
Frequently Asked Questions
Whether you're shifting heavy equipment, receiving construction material, or moving furniture during repairs, transit risks like fire, theft, or accidental damage can cause major losses. Bima Planet helps you stay prepared with flexible shipment protection add-ons that ensure your materials are covered while being transported or temporarily stored—offering full-circle protection beyond just the building walls.
What is Bima Planet Building Insurance?
It is a policy that provides financial protection for the physical structure of your residential or commercial building against risks such as fire, earthquakes, floods, storms, and accidental damage.
Who should buy building insurance?
Building insurance is ideal for homeowners, landlords, apartment owners, housing societies, and commercial property owners who want to safeguard their building from structural damage.
What does the policy typically cover?
It covers the walls, roof, flooring, ceilings, wiring, plumbing, water tanks, and permanent fixtures of the building. Add-ons are available for boundary walls, underground tanks, and other structures.
Does it include damage from natural disasters?
Yes, Bima Planet Building Insurance can cover damage caused by natural calamities like earthquakes, floods, cyclones, and lightning if these risks are included in your chosen plan.
Can I get coverage during construction or renovation?
Yes, you can opt for additional coverage during renovation or repair work, including protection for materials in transit or storage.
How is the insurance premium calculated?
Premiums are based on factors like the type of building, location, construction material, sum insured, and optional coverages selected.
How do I file a claim?
In case of damage, contact Bima Planet’s support team, submit the required documents (like photos, estimates, and reports), and the claims process will be initiated quickly with expert guidance.
