Chola MS General Insurance
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Whether it’s safeguarding your vehicle, your health, your travels, or your enterprise, Chola MS ensures comprehensive coverage backed by a seamless claims experience and personalized service.
About Chola MS General Insurance
Chola MS General Insurance Company Ltd. is a joint venture between the renowned Murugappa Group of India and Mitsui Sumitomo Insurance Company of Japan. With a strong commitment to reliability and customer well-being, Chola MS offers tailored insurance plans for people and businesses of all sizes. Their solutions are built on trust, technology, and a deep understanding of real-world risks—making them a reliable partner in protection.


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Why Choose Chola MS General Insurance?
- Joint Venture of Murugappa Group & Mitsui Sumitomo (Japan)
- Affordable & Digital-First Insurance Products
- Quick & Transparent Claim Settlements
- Round-the-Clock Customer Assistance
- Flexible Plans for Families, Individuals & Enterprises
- Wide Cashless Network Across India
Secure Your Shipments with Chola MS General Insurance
Whether you’re running a business that relies on transportation or simply moving valuable goods, Chola MS Marine Transit Insurance ensures that your shipments are protected against a wide range of transit risks like fire, accidents, weather events, or theft.

Door-to-Door Transit Protection
Coverage for loss or damage during inland and international shipment via road, rail, air, or sea.

Risk Coverage Beyond Basics
Fire, theft, flood, and even mishandling during transit are covered under customizable policies.

Streamlined Claim Experience
Minimal paperwork, quick settlement, and end-to-end claim tracking through digital platforms.

Perfect for All Business Types
Trusted by exporters, retailers, e-commerce companies, and logistics firms with low- to high-volume shipping.
Key Benefits of Chola MS General Insurance
- One-stop solutions for Health, Motor, Travel, Cyber & Commercial Coverage
- Trusted legacy of the Murugappa Group with international insurance expertise
- Robust cashless network of hospitals and garages across India
- AI-assisted claim processing and real-time tracking
- Affordable premiums with high-value protection
- Expert support for claims, renewals, and custom policy planning

Frequently Asked Questions
At Chola MS General Insurance, we understand that selecting the right insurance plan involves important questions. Whether you're insuring your vehicle, safeguarding your health, or protecting your business, clarity matters. This FAQ section is designed to address the most common queries about our policies, claim process, coverage options, and digital services—so you can make informed decisions with complete confidence and peace of mind.
What is Chola MS General Insurance?
Chola MS is a joint venture general insurance company offering a variety of personal and commercial insurance plans across India.
What kind of insurance products are available?
Chola MS offers health, motor (car & bike), travel, home, personal accident, commercial, and cyber insurance.
How can I buy a policy from Chola MS?
Policies can be purchased online via the Chola MS website, mobile app, or through certified agents and partner channels.
How is the claim process handled?
Chola MS offers a smooth, fast, and digital claim settlement process with easy document submission and live status tracking.
Are cashless facilities available?
Yes, Chola MS has a vast network of cashless hospitals and garages for immediate services.
Can I manage my policy digitally?
Absolutely. With their customer app and web portal, you can renew policies, raise claims, track progress, and download documents anytime.