Critical Illness Insurance
Critical Illness Insurance from Bimaplanet is designed to give you financial security if you are diagnosed with a serious illness. Unlike regular health insurance, this plan pays a lump sum amount upon diagnosis of covered critical illnesses such as cancer, heart attack, kidney failure, stroke, and more. This payout helps you manage high treatment costs, replace lost income during recovery, or pay for any personal expenses without financial strain.
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Bimaplanet’s Critical Illness policy covers a wide range of life-threatening conditions and provides flexible sum insured options to suit different needs and budgets. You don’t have to submit hospital bills to claim the benefit—once your diagnosis is confirmed, the lump sum is paid directly to you. This means you have complete freedom to use the money as you wish, whether for medical treatment, daily expenses, or special care.
Choosing Critical Illness Insurance ensures that a sudden health crisis doesn’t turn into a financial crisis for you and your family. Bimaplanet makes the process simple with easy online purchase, quick claim settlement, and dedicated customer support. With this cover in place, you can focus on your recovery with peace of mind, knowing you have strong financial backing during the toughest times.
About Critical Illness Insurance
Critical Illness Insurance by Bimaplanet provides a lump sum payout if you are diagnosed with a serious disease like cancer, heart attack, stroke, or kidney failure. Unlike regular health insurance, this money is given upfront and can be used for any purpose—treatment costs, household expenses, or recovery support. The plan offers flexible sum insured options to match your needs and budget. You don’t need to show hospital bills to claim the benefit—just a confirmed diagnosis. This insurance gives you and your family financial strength to face a major illness without draining your savings.
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Why Choose Critical Illness Insurance?
- Lump Sum Payout – Get money upfront on diagnosis.
- Major Illness Cover – Cancer, heart attack, stroke & more.
- Use Funds Freely – Spend on treatment or daily expenses as needed.
- Affordable Premiums – High coverage at reasonable cost.
- Peace of Mind – Financial security during a health crisis.
Why Critical Illness Insurance is a Smart Choice
It gives you a lump sum payout right after diagnosis so you can focus on treatment without worrying about money. You have complete freedom to use the funds as you need, whether for medical care or daily expenses. This cover protects your savings and secures your family’s future during tough times.
Instant Funds
Money paid upfront on diagnosis.
Any Use
Spend on treatment or household needs.
Wide Coverage
Protects against many critical illnesses.
Financial Safety
Shields your savings and income.
Benefits of Critical Illness Insurance
- Lump Sum Payment – Get full payout right after diagnosis.
- Flexible Use – Use the money for any purpose you choose.
- Covers Multiple Illnesses – Protection against major diseases.
- Affordable Premiums – High coverage without high costs.
- Peace of Mind – Financial support when you need it most.
Frequently Asked Questions
Critical Illness Insurance gives you a lump sum payout if you’re diagnosed with a serious disease. You can use the money for treatment, household expenses, or anything else you need. It’s a smart way to protect your finances and focus on recovery without worry.
What is Critical Illness Insurance?
It’s a policy that pays a lump sum amount if you are diagnosed with a covered serious illness like cancer, heart attack, or stroke.
How is it different from regular health insurance?
Regular health insurance reimburses hospital bills, while this plan gives you a one-time payout to use any way you need.
Do I need to show treatment bills to claim?
No, you just need a confirmed diagnosis of the illness listed in your policy.
Can I buy this policy online?
Yes, Bimaplanet offers an easy online application and purchase process.
Is there a waiting period?
Yes, usually there is a waiting period (like 90 days) before coverage begins for any critical illness.
