Individual Health Insurance
Individual Health Insurance is a policy designed to cover the medical expenses of a single person. At Bimaplanet, we offer customized health plans that suit your unique needs, providing you with financial protection against hospitalization, surgery, and critical illnesses. Enjoy peace of mind knowing your health is our top priority.
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If you’re self-employed, not covered under a group plan, or simply want tailored health protection — individual health insurance is your go-to choice. Bimaplanet helps you stay protected against rising medical costs while giving you the flexibility to choose your coverage, add-ons, and benefits as per your lifestyle.
Buying individual health insurance at a younger age offers long-term advantages that many people overlook. With Bimaplanet, early enrollment ensures lower premiums, fewer medical checks, and greater chances of getting comprehensive coverage without exclusions. Over the years, you also benefit from no-claim bonuses and reduced waiting periods for pre-existing conditions. Most importantly, you secure your health and finances well in advance, giving yourself peace of mind against any future medical uncertainties. Start early with Bimaplanet and protect your tomorrow, today.
About Health Coverage That Grows With You
As life changes, so do your healthcare needs — and having a reliable individual health insurance plan ensures you're always protected. Bimaplanet offers flexible policies designed to support you through every stage of life, from young adulthood to retirement. Whether it’s a sudden illness, planned treatment, or emergency hospitalization, our plans provide the financial support you need without compromise. With easy enrollment, nationwide cashless hospitals, and fast claims, Bimaplanet is your partner in health, today and always.


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Why Choose Individual Health Insurance from Bimaplanet?
- Tailored Coverage – Get a plan that fits your specific health needs and budget.
- Cashless Hospitalization – Access 10,000+ network hospitals across India without paying upfront.
- Tax Benefits – Save money with tax deductions under Section 80D of the Income Tax Act.
- No-Claim Bonus – Enjoy increased coverage every year you don’t file a claim.
- 24x7 Support – Our expert team is always ready to assist with claims and queries.
Secure Your Health with Confidence
Individual health insurance is more than just a policy — it's your shield against rising medical costs and unexpected health emergencies. At Bimaplanet, we ensure that your health and finances stay protected with reliable, customizable, and affordable plans.

Comprehensive Coverage
Includes hospitalization, surgeries, and day-care treatments.

Flexible Sum Insured Options
Choose a plan that fits your health and budget needs.

Lifetime Renewability
Continue your coverage without age restrictions.

Quick & Hassle-Free Claims
Smooth claim process with dedicated assistance.
What Makes Bimaplanet’s Individual Health Plans Stand Out?
- No room rent cap
- Covers pre & post hospitalization
- Free yearly health check-ups
- 100+ daycare treatments covered
- Optional add-on covers

Frequently Asked Questions
Your health deserves personal attention, and that's exactly what Bimaplanet’s Individual Health Insurance offers. It’s designed to cover your medical expenses, from hospital stays to surgeries, giving you complete peace of mind. Whether you're a young professional or a senior citizen, our flexible plans ensure you get the coverage that suits your lifestyle and needs — all at an affordable premium. With Bimaplanet, you're not just buying a policy; you're securing a healthier, stress-free future.
What does individual health insurance cover?
It covers hospitalization, surgeries, doctor fees, and pre/post hospitalization expenses.
Can I buy this plan if I already have a corporate health policy?
Yes, individual plans give you added protection beyond your corporate coverage.
Is there a waiting period before the coverage starts?
Yes, usually 30 days for general treatment and 1–4 years for pre-existing conditions.
What are add-ons in comprehensive car insurance?
Yes, Bimaplanet has a wide network of cashless hospitals across India.
Can I include my family members under this policy?
No, individual health insurance covers only one person. For family coverage, you can opt for a family floater plan from Bimaplanet.