Own Damage Car Insurance
Bima Planet is a Group of Financial Professionals providing Advisory and Consultancy in different financial products and services. Our Strength is Our Digital Partners which are presently 400+ and we are multiplying with time passing through our hard core Experience in Financial Sector.
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When you choose Own Damage insurance from Bimaplanet, you're opting for peace of mind. It provides compensation for repair costs, protects your investment in your vehicle, and offers coverage for a wide range of unpredictable situations. However, it's important to note that damages due to normal wear and tear, mechanical breakdowns, or driving without a valid license are not covered under this plan. Also, incidents like drunk driving or using the car outside the geographical limits specified in the policy are excluded.
At Bimaplanet, we make it easy for you to compare plans from top insurers, purchase policies online, and manage claims effortlessly. We offer a fast, transparent, and paperless experience with expert support available at every step. You can also enhance your Own Damage policy with add-on covers like zero depreciation, engine protection, roadside assistance, and return to invoice, making your protection even more comprehensive.
About Bima Planet General Insurance Company
Bima Planet is a Group of Financial Professionals providing Advisory and Consultancy in different financial products and services. Our Strength is Our Digital Partners which are presently 400+ and we are multiplying with time passing through our hard core Experience in Financial Sector.
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Why Choose Bima Planet for Own Damage Car Insurance?
- Instant Policy – Quick and easy online policy issuance.
- Top Insurers – Compare plans from trusted companies.
- Claim Support – Fast and smooth claim assistance.
- Add-on Covers – Customize your policy as needed.
- Low Premiums – Affordable pricing with great benefits.
Benefits of Own Damage Car Insurance
Own Damage Car Insurance offers financial protection against unexpected events that can damage your vehicle. It helps you avoid large repair costs and gives you peace of mind every time you drive.
Covers Accidental Damage
Pays for repair costs if your car gets damaged in an accident, helping you avoid out-of-pocket expenses.
Theft Protection
Offers full compensation if your car is stolen or suffers total loss, reducing financial burden.
Covers Natural & Man-Made Disasters
Protects against damages caused by fire, floods, earthquakes, riots, or vandalism.
Peace of Mind
Drive stress-free knowing your car is financially covered against multiple risks.
Drive Without Worries – Enjoy the Full Protection Your Car Deserves
- Covers Accidents – Repair cost after road mishaps.
- Theft Cover – Compensation if your car is stolen.
- Disaster Protection – Covers fire, flood, and riots.
- Add-on Options – Customize your coverage easily.
- Peace of Mind – Drive stress-free every day.
Frequently Asked Questions
Own Damage Car Insurance covers the repair or replacement cost of your vehicle if it’s damaged due to an accident, theft, fire, natural disaster, or other unexpected events. It gives you financial security and keeps your car protected beyond basic third-party coverage.
What is covered under Own Damage Car Insurance?
It covers accidental damage, theft, fire, natural calamities (like floods, storms), and man-made damages (like riots or vandalism).
Is Own Damage insurance mandatory?
No, it’s not mandatory. Only third-party insurance is required by law, but Own Damage gives additional protection for your own car.
Can I buy Own Damage insurance separately?
Yes, if you already have third-party insurance, you can purchase a standalone Own Damage policy.
How is the premium for Own Damage calculated?
It depends on your car’s make, model, age, location, and the Insured Declared Value (IDV) of your vehicle.
Can I enhance my coverage with add-ons?
Yes, you can add covers like zero depreciation, engine protection, and roadside assistance for better protection.
