Own Damage Electric Car Insurance
Own Damage Electric Car Insurance from Bimaplanet is designed to protect your electric vehicle against unexpected losses that are not caused by third parties. Whether it’s accidental damage, fire, natural disasters like floods and earthquakes, or vandalism, this policy ensures your EV is financially safeguarded. As electric cars involve costly parts, especially the battery and onboard electronics, having Own Damage coverage means you won’t face heavy repair expenses alone.
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Bimaplanet’s insurance offers benefits tailored for electric vehicles, including coverage for damage to the battery, charger, and specialized components that traditional policies often exclude. You can access cashless repair services at a wide network of authorized workshops, ensuring that only trained professionals handle your vehicle. With fast claims processing and dedicated support, Bimaplanet makes it easier to get back on the road quickly after any mishap.
Choosing Own Damage Insurance helps you maintain the value of your electric car and provides peace of mind in case of unforeseen events. This policy is ideal for owners who already have mandatory third-party insurance but want extra protection for their own vehicle. By securing comprehensive Own Damage cover, you invest in the long-term safety and performance of your electric car.
About Own Damage Electric Car Insurance
Own Damage Electric Car Insurance protects your electric car against accidental damage, fire, theft, and natural disasters. Unlike third-party policies, it covers repair or replacement costs for your own vehicle. This is especially important for electric cars, as battery packs and chargers can be very expensive to fix or replace. Bimaplanet’s plan ensures you get cashless repairs at trusted workshops and quick claim settlements. With this cover, you can drive confidently knowing your investment is secure against unexpected losses. It’s a smart way to keep your EV protected and maintain its value over time.


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Why Choose Own Damage Electric Car Insurance?
- Accident Damage – Covers repair costs after a crash.
- Fire & Theft – Protection if your car is stolen or burns.
- EV Components – Includes battery and charger cover
- Cashless Repairs – No upfront payments needed.
- Peace of Mind – Keeps your car safe and valuable.
Why Own Damage Electric Car Insurance is a Smart Choice
Own Damage Electric Bike Insurance is a smart choice to keep your e-bike Own Damage Electric Car Insurance is a smart choice because it protects your valuable electric car from accidents, fire, theft, and natural disasters. It covers costly parts like the battery and charger, saving you from big repair bills.

Covers Expensive EV Parts
Protects your costly battery and charger.

Reduces Out-of-Pocket Expenses
Helps you avoid high repair bills.

EV Components
Includes battery and charger cover.

Cashless Repairs
No upfront payments needed.
Total Protection with Own Damage Electric Car Insurance
- Fire & Flood Cover – Protects against disasters.
- Accident Repairs – Fixes damage from crashes.
- Theft Protection – Covers stolen or vandalized cars.
- Battery Safety – Insures costly EV parts.
- Cashless Service – Repairs without paying upfront.

Frequently Asked Questions
Own Damage Electric Car Insurance protects your vehicle against accidents, theft, fire, and natural calamities. It’s an essential cover that keeps your valuable EV safe and reduces repair costs.
What does Own Damage Electric Car Insurance cover?
It covers damage to your own electric car from accidents, fire, theft, natural disasters, and vandalism.
Is the battery included in the coverage
Yes, the policy covers damage to expensive components like the battery and charger.
Do I still need third-party insurance?
Yes, third-party insurance is mandatory by law. Own Damage cover is additional protection for your own car.
Can I get cashless repairs?
Absolutely. You can use cashless repair services at authorized network garages.
How is this different from comprehensive insurance?
Comprehensive insurance includes both Own Damage and third-party liability, while Own Damage only covers damage to your vehicle.