Shop Insurance
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Running a shop involves daily risks—be it accidental fire, theft, water leakage, or even natural disasters like floods and earthquakes. These unforeseen events can damage your stock, equipment, or property and lead to major financial losses. Shop Insurance acts as a safety net by covering such risks, ensuring that your business operations can resume quickly without bearing the entire cost of damages out-of-pocket.
In addition to physical damage, some policies also offer public liability cover, which protects you in case a customer gets injured on your premises. You can also opt for add-ons like employee coverage, money insurance, or loss of income during downtime. Whether you're a small store owner or run a chain of retail outlets, shop insurance helps you stay protected, stable, and confident in uncertain situations.
About Bima Planet Shop Insurance
Bima Planet Shop Insurance is a specially crafted insurance solution designed to protect retail businesses from financial losses caused by unforeseen events like fire, theft, burglary, natural disasters, and accidental damages. Whether you own a small kirana store, a clothing outlet, a salon, or an electronics showroom, Bima Planet offers flexible coverage plans tailored to your business needs.
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Why Choose Bima Planet Shop Insurance?
- Tailored Coverage for All Types of Shops
- Protection Against Common Business Risks
- Add-Ons for Complete Safety
- Easy Documentation & Quick Claim Settlement
- Trusted Expert Support
Secure Your Shipments with Bima Planet Shop Insurance
Your business doesn’t stop at your shop’s doorstep—and neither does the risk. Whether you're receiving supplies or dispatching goods to customers, shipments in transit are exposed to threats like fire, theft, accidents, and weather damage. Bima Planet Shop Insurance offers extended protection that goes beyond your shop’s four walls, safeguarding your shipments during storage and transit.
All-Round Business Protection
Not just in-store—your policy extends to goods in transit, ensuring full-circle coverage for your business operations.
Peace of Mind for Retailers
Focus on selling and growing your business while we protect your moving inventory from unexpected losses.
Supports E-commerce & Wholesale Models
Ideal for shopkeepers dealing in bulk orders or online deliveries—your goods are protected at every step.
Flexible Coverage Options
Choose from multiple shipment protection add-ons based on the value, frequency, and routes of your deliveries.
Key Benefits of Bima Planet Shop Insurance
- Complete Shop Protection
- Customizable Plans
- Add-On Coverage Options
- Fast & Hassle-Free Claims
- All Business Types Covered
- Pan-India Assistance
Frequently Asked Questions
With optional transit coverage, you can ensure your stock and deliveries are protected at every stage—right from the supplier to your shelf or to your customer’s door. This not only minimizes financial loss but also keeps your operations running smoothly and your reputation intact. Trust Bima Planet to keep your goods safe, whether they’re in-store or on the move.
What is Shop Insurance?
Shop Insurance is a policy that provides financial protection against risks like fire, theft, burglary, natural disasters, and accidental damage to your shop, including its contents.
Who should buy Shop Insurance?
Any shop owner—whether you run a grocery store, salon, boutique, electronics shop, or any retail outlet—should consider shop insurance to protect your premises and inventory.
What does Shop Insurance cover?
It typically covers the shop structure, interiors, stock, machinery, furniture, fixtures, and may also include public liability and employee accident coverage as add-ons.
Does it cover loss due to fire or natural calamities?
Yes, most shop insurance policies cover losses due to fire, floods, earthquakes, lightning, and similar natural disasters, depending on the policy terms.
Can I get coverage for theft or burglary?
Yes, you can include theft and burglary cover in your policy to protect your shop’s valuables and stock from criminal damage or loss.
Is my stock covered during transit?
With Bima Planet’s optional transit add-on, your stock can be protected while it is being transported to or from your shop.
How is the insurance premium calculated?
The premium depends on the shop’s location, size, type of goods sold, value of stock and contents, and the coverage options selected.
How do I file a claim in case of a loss?
Contact your insurance provider immediately, document the damage (photos, bills), and submit the required claim form. Bima Planet offers quick and guided claim support to make the process smooth.
