Third Party Two-Wheeler Insurance
Book Your Free Consultation
Third Party Two-Wheeler Insurance is the most basic and essential form of bike insurance. It is legally required for all bike owners in India to ride on public roads. This insurance ensures that if your vehicle causes harm to another person or their property, you don’t have to bear the financial burden. It acts as a safeguard against legal and financial troubles arising from accidents involving third parties.
While this plan does not cover damage to your own bike, it is the most affordable option and provides peace of mind knowing that you're protected against third-party liabilities. Ideal for those looking for minimal yet mandatory coverage, Third Party Insurance is a smart choice for budget-conscious riders or those who use their bike occasionally.
About Bima Planet Third Party Two-Wheeler Insurance
Bima Planet’s Third Party Two‑Wheeler Insurance is a mandatory and affordable policy under the Motor Vehicles Act, 1988. It provides financial coverage if your bike causes injury, death, or property damage to others—protecting you from legal claims and penalties.
Connect with Our Team for Assistance
Why Choose Bima Planet for Third Party Two-Wheeler Insurance
- Quick & Hassle-Free Process
- Affordable Premiums
- Reliable Coverage
- 24x7 Customer Support
- One-Stop Insurance Hub
Benefits of Third Party Two-Wheeler Insurance
With Bima Planet, you get more than just third-party cover. You can explore, compare, and upgrade to own damage or comprehensive plans whenever you’re ready.
Legal Compliance
It is mandatory under the Motor Vehicles Act, 1988. Having third party insurance helps you avoid penalties and ensures your vehicle is road-legal.
Financial Protection Against Liabilities
Covers legal and financial liabilities arising due to injury, death, or property damage caused to a third party in an accident involving your bike.
Affordable Premiums
Third party policies have lower premiums compared to comprehensive or own damage plans, making them ideal for budget-conscious bike owners.
Simple & Quick Claim Process
Insurers offer streamlined claim processes for third party cases, ensuring quick resolution with minimal documentation.
Drive Legally, Drive Smart – Stay Covered with Third Party Insurance
- Mandatory by Law
- Covers Third-Party Liabilities
- Avoid Heavy Fines
- Budget-Friendly Premiums
- No Repair Cost Worries for Third-Party Damage
Frequently Asked Questions
At Bima Planet, we offer reliable and legally compliant Third Party Two-Wheeler Insurance that protects you from unexpected financial liabilities. Our policy ensures that you're covered against legal claims arising from injury, death, or property damage caused to a third party by your vehicle.
What is Third Party Two-Wheeler Insurance?
Third Party Two-Wheeler Insurance is a mandatory policy that covers your legal liabilities if your car causes injury, death, or property damage to another person.
Is Third Party Insurance compulsory in India?
Yes, as per the Motor Vehicles Act, 1988, every vehicle owner must have at least third-party insurance to legally drive on Indian roads.
Does it cover damage to my own Two-Wheeler?
No, third party insurance only covers damage or injury caused to others. It doesn’t cover your Two-Wheeler own damage or theft.
What is covered under Third Party Two-Wheeler Insurance?
Injury or death of a third party
Can I convert my third party policy into a comprehensive policy later?
Yes, you can upgrade your existing third party insurance to a comprehensive plan during renewal or by contacting your insurer.
