Top Up Health Insurance
Top Up Health Insurance from Bimaplanet is a smart way to enhance your existing health cover without paying high premiums. This plan comes into action when your hospital bills exceed a certain limit, called the deductible. For example, if you already have a base policy and face a major medical expense, the top-up policy helps cover costs beyond that threshold. It’s an affordable solution to safeguard your finances against large and unexpected hospital bills.
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Bimaplanet’s Top Up Health Insurance is designed to give you higher sum insured options, ensuring that even in case of prolonged treatments or critical illnesses, your savings remain protected. The policy covers hospitalization, surgeries, daycare procedures, and more. With flexible deductible choices, you can customize the plan to fit your current insurance and healthcare needs. You also get access to a wide network of cashless hospitals for seamless treatment.
Choosing a Top Up plan gives you peace of mind and extra security without duplicating your existing coverage. It’s ideal for families and individuals who want to prepare for rising healthcare costs without buying an entirely new policy. With Bimaplanet’s easy claims process and dedicated support, you can be confident that your medical expenses will be taken care of, no matter how big they get.
About Top Up Health Insurance
Top Up Health Insurance by Bimaplanet is an extra layer of protection that increases your health coverage beyond your basic policy. It starts paying when your hospital bills cross a set limit, called the deductible. This way, you get a high sum insured at a much lower premium than buying a bigger regular policy. The plan covers hospitalization, surgeries, daycare treatments, and more. You can choose your deductible amount to match your existing insurance. It’s a smart way to handle big medical bills without straining your savings.
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Why Choose Top Up Health Insurance?
- Extra Protection – Covers big hospital bills beyond your base policy.
- Affordable Premiums – High coverage at a low cost.
- Flexible Deductibles – Choose limits that suit your needs.
- Cashless Treatment – Use a large network of hospitals.
- Peace of Mind – Stay prepared for major medical expenses.
Why Top Up Health Insurance is a Smart Choice
Top Up Health Insurance is a smart choice because it gives you extra financial protection without the cost of a full new policy. It steps in only when expenses are high, making it perfect for serious medical situations. This way, you can handle big bills confidently while keeping premiums affordable.
High Coverage at Low Cost
Get large sums insured without paying high premiums..
Flexible Deductibles
Pick a deductible that fits your existing cover..
Covers Big Expenses
Helps with major hospital bills and critical illnesses.
Easy to Combine
Works alongside your regular health insurance plan.
Benefits of Top Up Health Insurance
- Extra Cover – Adds higher protection over your existing policy.
- Lower Premiums – Affordable way to increase your sum insured.
- Flexible Options – Choose the deductible that suits your budget.
- Cashless Network – Easy treatment at partner hospitals.
- Tax Savings – Get deductions under Section 80D of the Income Tax Act.
Frequently Asked Questions
Top Up Health Insurance is an affordable way to boost your medical coverage without buying a costly new policy. It starts covering expenses after your bills cross a set limit, making it ideal for major treatments. With flexible deductibles and cashless claims, it keeps you prepared for big medical emergencies.
What is Top Up Health Insurance?
It’s a policy that provides additional coverage when your hospital bills exceed a fixed deductible amount.
Do I need to have an existing health insurance plan?
Yes, it works best alongside your base health policy, which pays up to the deductible limit.
How does the deductible work?
You pay (or claim from your base policy) up to the deductible amount, and the top-up policy covers costs beyond that.
Is cashless treatment available?
Yes, you can use cashless services at Bimaplanet’s network hospitals across India.
Can I claim tax benefits?
Absolutely! You can claim deductions on premiums under Section 80D of the Income Tax Act.
